QUESTION: I dream of being wealthy. What in a chart indicates
wealth or poverty?
Material wealth is the blessing of hard planets (Saturn,
Mars, Sun, Ketu, Rahu) and has no relation with intellect, peace, health,
and knowledge. In fact, Wealth is one of the most controversial aspects
of Vedic astrology. Wealth (Dhan) is defined as having nine forms:
Shanti Dhanam - Peace in life
Bhudhi Dhanam - Intellect
Gyan Dhanam - Education or knowledge
Bhagya Dhanam - Luck
Pashu Dhan - Animals
Krishi Dhanam - Agricultural
Drav - Matter
Sokhya Dhanam - Pleasing or amusing
Dhanaay Dhanam - Wealth of wealth (Wealth which remains with family and increases
Dhan means Money or something prized, due to which one
feels comfortable in worldly affairs. Except for Drav (Matter) all other
wealth is indirect wealth, from which Drav itself can be produced or acquired.
Matter itself cannot produce any other Dhan. For example, we can purchase
a bed, but not peaceful and deep sleep. The Goddess Lakshami is regarded
as the holder of Dhan. Wealth is also known as Buddhi and Riddhi. The first
is knowledge and the second is Dhanam or wealth. It is thought that if Riddhi
attracts someone, he or she gets sleepless nights and in the daytime becomes
easy pray of his thoughts and desires.
In Vedic astrology, Wealth occurs in one of three ways:
First, by Prarabdh (by previous deeds one takes birth in a rich family);
second, wealth is self-earned, and third, it is gained suddenly due to speculation
or as a gift from Nature.
Wealth (Drav) is generally indicated by the 2nd,
11th , and 12th houses. The Second house rules earning
or income, the 11th house is known for balance profit, and the
12th house expenses. Analysis of the various strength of these
houses will give an indication of the natives wealth.
Below we give a few of the well known yogas or combinations
that indicate wealth. Some very accurate poverty yogas (known as Daridar
yogas) are also given. Horoscopes can have both wealth yogas and poverty
yogas, indicating the person will both earn and spend. If the Poverty yogas
are less potent than the Dhan, or Wealth, yogas, the person will surely
be wealthy. Yogas in the parents horoscopes will also effect the children.
For example, the Dhan Yoga of a person born in a Royal family will surely
have a powerful effect on their children. For a person born into a poor
family, the only thing which will make a difference is the combined impact
of a Dhan yoga, Raja yoga, and any yogas of Fame. Due to the combined impact
of these three yogas a person can break the limiting effect of their families.
The following yogas are known as very potent Dhan (Wealth)
Yogas. The presence of any in a horoscope surely indicates that the person
will be wealthy.
- If the Ascendant is Capricorn, and the 5th
house is occupied by Venus, and Mars is placed in the 11th house, and Saturn
is in the 2nd house, the native surely obtains great riches.
- If the Ascendant is Gemini, and the 5th house
is occupied by Venus, and Mars is placed in the 11th house, and Mercury
in the 2nd house, and Jupiter in the 12th house,
the native surely obtains great riches.
- If the Ascendant is Aquarius and the 5th house
is occupied by Mercury, and the 11th house is occupied by the
Moon, Mars, and Jupiter, the native will be very prosperous.
- If the Ascendant is Taurus and the 5th house
is occupied by Mercury, and the 11th house is occupied by the Moon, and
Mars and Jupiter are in the 12th house, it makes the native
- If the Ascendant is Aries, and the 5th house is occupied
by the Sun, while Saturn, the Moon and Jupiter are in the 11th, it is sure
that native will be wealthy.
- If the Ascendant is Cancer, and Mars is occupying the
5th house, and Saturn and the Moon or Venus are in the 11th,
it assured that the native will be wealthy.
- A lonely Saturn in Libra Ascendant makes a person live
like a king.
- Saturn in the Ascendant in Libra Ascendant, and the Sun
in 7th house blesses a person with success and wealth.
- If the Sun and Moon are in the 11th house,
while Saturn is in its own 5th house, it gives a lot of wealth
to the person.
- If Jupiter is placed in its own 5th house, and Mercury
is placed in the 11th house, the person gets good wealth, but
either he or his son will get a good education.
- If Cancer is in 5th house containing the Moon, while
Saturn is in the 11th, the native surely becomes wealthy.
- If the Sun is in Leo Ascendant and is conjunct or aspected
by Mars and Jupiter, one will not only be wealthy but also very successful.
- If Mars is in the Ascendant in its own sign, and combined
or aspected by Mercury, Venus and Saturn, the person will be rich.
- If Mercury's sign is in the Ascendant and is occupied
by Mercury, while Jupiter, Venus, and Saturn are in the 12th
house, the native will become very rich through houses and a business that
- If Jupiter and the Sun are in the Ascendant in Leo, and
Mercury and Ketu are occupying the 12th house, the person gets
good wealth through consulting work.
- If Venus is placed in the Ascendant in its own sign and
duly supported by Saturn and Mercury, the person becomes very famous and
- If Saturn is in his own Ascendant and combined with Mars
or Jupiter, this combination signifies a holder of wealth.
- The 9th lord and the 5th lord are capable of conferring
a lot of wealth. The exchange of the 9th and 5th
house lords showers wealth from all actions on the person.
A Few Yogas or Combinations Indicating Poverty in Life.
- If the lord of the 2nd is in the 8th
or 12th houses (except for Aries ascendant), and the lord of
the 11th house is also placed in the 8th, and the
2nd is occupied by a malefic planet ¾ such combination gives poverty to the person.
- In the case of Aries, Cancer, Libra, and Capricorn Ascendants,
if the 11th lord is occupying the 2nd house, the
person will have little savings.
- Mars in the 4th house does not give proper
savings to a person and increases ones expenses.
- There will be penury from birth and the native will have
to beg even for his food, if the lords of the 2nd and the 11th
are both combust or with malefics.
- In general, if the lords of the 2nd and 11th
houses are jointly in the 6th, 8th, or 12th
houses, or are individually disposed in any two of the said three houses,
and the 2nd house has malefics in it, the life of the person
will be full of problems, and he or she will never rise above regular needs.
- If the lords of the 2nd and 11th
houses are placed in the 6th, 8th, or 12th
houses either combined or separately, and Mars is in 11th house
and Rahu is in the 2nd, the person loses wealth due to punishment.
Wealth Without Any Effort.
- If the 2nd lord is combined with a benefic
and is having higher Amsa, such as Paravatamsa, or Bharamlokamsa, Nature
gives all kinds of wealth to his family effortlessly. (Amsa is related
to the placement of a planet in its own house or in an exalted house in
different charts. If a planet is occupying one particular house many times
in different charts then it has higher Amsa.)
- If the 2nd lord is in higher Amsa and is placed
in the 8th house then due to someones death he gets a
lot of property, or acquires a secret treasure. In modern times, we have
seen that such persons get a lot of wealth due to insurance claims.
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